Reducing Risk, Protecting What Matters

At Centered Partners, our risk management team works closely with you to help reduce potential losses and protect your business from unexpected setbacks.

We take the time to understand your unique challenges—then build smart, targeted strategies to address them. While others may cut corners, we invest in added resources to lower your overall risk costs and improve long-term outcomes.

And if a claim happens? Our efficient claims process helps keep costs under control and gets you back on track faster.

Your Trusted Partners in Risk Management

In today’s world, managing risk requires more than a one-size-fits-all approach. That’s why our dedicated risk specialists work side by side with you to build a customized strategy tailored to your organization’s unique challenges.

We take the time to understand your culture, environment, and specific risk factors—creating solutions that align with your goals and support your mission. As your partner, we’re here to strengthen your operations and help you stay a step ahead.

Whether you're starting fresh or refining an existing captive, we help turn good strategies into great ones—built around your business goals.

Don’t Let Risk Hold You Back—Let It Empower You

Captive insurance has evolved into a powerful, cost-effective option for businesses of all sizes and industries. From simple to complex structures, captives are now a key tool in many risk management strategies.

At Centered Partners, we bring deep experience in captive planning and management, guiding you through every step to ensure you get the most value from your arrangement.

Our expertise includes:

• Member-owned group captives

• Rental captives

• Group employee benefits (medical)

• Single-parent captives

• 831(b) captives

Not All Claims Are Alike

While not every claim can be avoided, at Centered Partners we focus on reducing your risks and maximizing the compensation you’re entitled to under your policy.

Rising costs and aging claims have forced many organizations to boost their workers’ compensation reserves. When time and money get tied up managing old claims, current losses can grow. Our specialists work with you to make sure your resources are used efficiently.

Our experienced claims management and loss prevention team offers services such as:

• Identifying and tracking claim trends

• Preventing costly repetitive incidents

• Implementing proactive claims closure strategies

We also provide subrogation services to help you recover lost funds. Our legal experts find and pursue missed subrogation opportunities, handling negotiations so your team can focus on managing claims effectively.

Explore Our Collateral Analysis Expertise

Every business faces economic pressures that can lead to higher collateral costs and stricter rules on loss-sensitive insurance programs. At Centered Partners, our casualty specialists provide thorough analysis services to help you navigate your collateral agreements confidently.

Our services include:

• Loss forecasting and development to support pricing and collateral negotiations

• Contract reviews that clarify terms and ensure fair collateral calculations and adjustments

• Reserve analysis on open claims to verify appropriate reserves and promote timely claim resolution

Your Business with Smarter Energy Solutions

At Centered Partners, we help you manage energy costs with effective, affordable solutions. Our strong partnerships allow us to offer tailored strategies for any industry or business size.

We support:

• Institutional organizations

• Municipal operations

• Commercial and industrial businesses

Our experts work with energy suppliers to secure lower rates on electricity and natural gas. We start with a professional evaluation to identify cost-saving opportunities and improve efficiency.

We also offer renewable energy audits to explore clean energy options, using the latest technology and tax incentives to reduce your energy costs—now and in the future.

Solutions to Guide You Through Your Risks

Beyond traditional risk management, we focus on delivering innovative enterprise risk management (ERM) solutions that provide your business with a thoughtful, scalable framework. This approach creates a solid foundation that can grow and adapt as your needs evolve.

Our ERM specialists collaborate closely with your team to weave risk identification and management into every part of your organization. Together, we build sustainable reporting and performance tracking systems that enable senior leaders to foresee challenges and respond quickly to changing conditions.

Protecting Your Team’s Future

We recognize that every business operates differently and faces its own set of risks. That’s why our team of loss control and safety experts takes the time to fully understand your company—its risk management goals, claim history, and current loss prevention efforts. By immersing ourselves in these key areas, we develop customized strategies designed specifically to help you avoid future losses.

Our specialists are passionate about crafting targeted loss prevention programs that align precisely with your needs, allowing you to focus on what matters most: the ongoing success of your organization.

From Claim Recoveries to Overflow Support and Arbitration

Our skilled team actively identifies and pursues both missed and ongoing subrogation opportunities within your organization. By handling subrogation with a strong, strategic approach, we free up your staff to concentrate on their primary role—managing claims efficiently.

We provide comprehensive services that include recovering funds from closed claims, offering outsourcing and overflow support during busy periods, and representing you in arbitration when needed.